This Privacy Policy discloses the privacy practices for www.ifundyou.com and applies solely to information collected through this website (the "Site").
We reserve the right to change this Privacy Policy from time to time. This Privacy Policy is subject to and incorporates by reference our Terms of Service, including its limitation on liability.
Your use of our Site and submission of Personal Information online constitutes acceptance and understanding of this Policy as in effect at the time of your submission.
Types of Personal Information We Collect
We do not collect Personal Information from visitors to our Site unless you voluntarily decide to transmit it to us through one of the Site's features, provided email addresses, or as part of a funding application.
Certain features of our Site may require you to create an account. When you create an account with us, we may collect your name, email address, contact information, and a username and password that you will use to access your account, along with other information. To submit a question, comment, or post to a blog, you may be required to submit your name and email address, and we may also ask you for other optional information, such as your business's website address.
We also collect the following types of information (Personal or otherwise) through the Site:
- Information submitted on a funding application.
- Information used to verify an individual's identity (e.g., Social Security number, an unexpired government identification with a photo, username and password, etc.).
- Information about your visits to and use of this Site or the websites of third-party services to help us maintain the appropriate features, functionality, and user experience.
- Individual and business financial or credit bureau information, including business bank statements.
- Personal Information contained in government filings or legal agreements (e.g., corporate formation documents, business licenses, lease or loan agreements, and business tax returns).
- Any other Personal Information you submit or upload through our Site or to one of our email addresses, including information you post to our Site in a comment, blog, or testimonial.
- The website from which you came to our Site and your IP address, browser type, and other information related to the device from which you accessed the Site.
- Your or your business's geolocation, through various GPS or other geolocator tools that use the IP address of your device to detect a user's location.
- Information collected through our Site data or through an ISO (independent sales organization) or referral partner, or other data that we receive from other sources such as public records and background information supplied by information services or third parties.
What We Do With The Personal Information Collected
We will use the information you provide us to evaluate your business's eligibility for products offered through iFundYou and our funding network, respond to your inquiries, and provide you with information about our company or services that we believe you may find of interest. We may also use that information to market products or services to you.
We may disclose Personal Information to third parties for the following purposes:
- In response to a subpoena or other legal process by a governmental entity or third party, or if otherwise required by law.
- To protect or enforce our rights or property.
- In the event of the sale or dissolution (including bankruptcy) of our assets, in which case you will be notified by a prominent notice on our Site of any change in ownership or uses of your Personal Information, as well as any choices you may have.
- To third parties involved in the process of providing services to us or you, or performing functions on our behalf, such as contractors, customer service providers, credit bureaus, and collection agencies. Those contractors and service providers are permitted to use your Personal Information only for the purpose for which it has been provided and may not disclose it to any other third party except at our express direction and in accordance with this Privacy Policy.
- To the ISO, broker, or referral partner that referred you to us — for example, in connection with reporting on your progress in the application process or in connection with calculating or reporting on the commission due to the referral source.
- To provide information or promotional material related to services you requested or alternatives.*
- To our investors, partners, or auditors in the course of their review or auditing of us.
- To provide products or services requested.
- To our vendors, who may use the information to further improve their database services to us.
- To our affiliates, subsidiaries, and other third parties for marketing, advertising, research, or other business purposes (excluding mobile phone number, date of birth, and Social Security number).
No mobile phone number information will be shared with third parties or affiliates for marketing or promotional purposes. All other categories exclude text-messaging originator opt-in data and consent; this information will not be shared with any third parties.
*If, at any time, you would like to stop receiving these promotional emails, you may follow the opt-out instructions contained in any such email. Please note that it may take up to 10 business days for us to process opt-out requests. If you opt out of receiving emails or promotions from us, we may still send you emails about your account, your application, or any products or services you have requested or received from us, or for other customer service purposes.
Cookies and Third-Party Analytics
A cookie is a text file stored on a site visitor's device to help us improve your access to our Site and identify repeat visitors. Usage of a cookie is in no way linked to any personally identifiable information, though we can associate a cookie with any identifying information that has been provided to us. We and our third-party service providers use cookies that remain on your device for a specified period of time or until they are deleted (persistent cookies), as well as cookies that exist only temporarily during an online session (session cookies). Most browsers allow users to refuse cookies, but doing so may impede the functionality of some portions of our Site. See our Cookie Policy for more detail.
Social Media Widgets
Our Site may include social media features and widgets, such as share buttons or interactive mini-programs. These features may collect your IP address, note which page you are visiting on our Site, and set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these features are governed by the privacy policy of the company providing them.
Third Parties
We may engage third parties, including Google Analytics and similar services, to track and analyze Site activity on our behalf. We use the data collected by such third parties to help us administer and improve the quality of the Site, analyze usage, and provide a more relevant user experience. The use of cookies by our third-party partners is not covered by this Privacy Policy, as we do not have access or control over those cookies. We and some of our third-party vendors and partners use technologies such as cookies, beacons, tags, and scripts to analyze trends, administer our Site, track users' movements around the Site, and gather demographic information. If you wish not to be tracked, you may turn off JavaScript in your browser; however, please note that without JavaScript enabled, our funding application may not function as designed.
Security
iFundYou takes reasonable steps to safeguard your Personal Information through physical, electronic, and operational policies and practices. Data can only be read or written through defined service access points, which are password-protected. Physical security of the data is achieved through a combination of network firewalls (there is no direct communication allowed between the database server and the Internet) and servers with hardened operating systems, housed in secure facilities.
Access to the system is controlled. Employees are granted access to Personal Information on a need-to-know basis in order to perform a specific job. We use encryption to protect your Personal Information transmitted online, as well as offline. When we contact you about your account or to confirm a funds transfer, we only reference the last four digits of your Social Security number. We will also ensure the proper disposal of your Personal Information regardless of the source.
User Access
If your personal information changes, or if you no longer want updates or to be contacted for new products, you may correct, update, amend, delete, remove, or deactivate your contact information by emailing our team at info@ifundyou.com or by contacting us by telephone or postal mail at the contact information listed below. We will update your file within 30 calendar days.
Data Retention
We will retain your information for as long as your account is active and thereafter for as long as reasonably useful for internal purposes to improve our services and to provide you with information in the future regarding our and our partners' products and services. We may also be required to retain your information to comply with our legal obligations, resolve disputes, and enforce agreements.
Information Posted To Our Site
From time to time, we may allow users to post information to our Site, such as comments or testimonials. Any information that you post becomes public information and may be viewable by other users and visitors to our Site (this does not apply to documents uploaded as part of the funding process). In addition, your name and any optional information you choose to submit along with the information you post will be publicly displayed. We are not responsible for the privacy of any information that you choose to post, or for the accuracy of any information contained in those postings. Your posting of any content to the Site is subject to our Terms of Service.
Third-Party Links
At times, our Site may contain links to other, third-party websites. Any access to and use of such linked websites is not governed by this Privacy Policy but by the privacy policies of those third-party websites. We are not responsible for the information practices of such third-party websites.
International Users
The Site is hosted in the United States. If you are accessing the Site from outside the United States, by providing your information to the Site, you consent to and authorize the transfer of your information to the United States for storage, use, processing, maintenance, and onward transfer of such information to other entities regardless of their location in accordance with this Privacy Policy and our Terms of Service. You also consent to the application of United States law in all matters concerning the Site.
Session Time-Outs
Where applicable, we employ session time-outs to protect your account. You will be logged out of restricted portions of the Site automatically after a specified period of inactivity. This feature reduces the risk of others being able to access your account if you leave your device unattended.
What You Can Do To Protect Your Personal Information
In addition to our own efforts, you can take several precautions to protect the security of your device and Personal Information. Create and use a complex password that combines numbers, upper- and lower-case letters, and special characters. Avoid using information that others can easily learn about you. Change your password frequently, and never share your password with anyone or leave it written down in an unsecured place.
Install and regularly update antivirus and firewall software to protect your device from external attacks. If you use a device that can be accessed in a public area, take special precautions to protect the security of your account and Personal Information — when you are finished visiting our Site, log out completely, close the browser window, and clear the browser's cache.
Be aware of fraudulent attempts to gain access to your information known as "phishing." iFundYou will never ask you for your login information via email. In general, you can protect yourself against phishing by never providing login or Personal Information via email. Always ensure the iFundYou URL you are provided begins with: https://www.ifundyou.com.
Changes To This Policy
We may update this Privacy Policy to reflect changes to our information practices. If we make any material changes, we will post a revised policy on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
Contact Us
You may use the following information to contact us with any questions or concerns about this Privacy Policy:
- Email: info@ifundyou.com
- Phone: +1 (786) 305-7801
- Mail: iFundYou, 500 S Andrews Ave, Fort Lauderdale, FL 33301