Business funding, explained plainly.
Plain-English guides on merchant cash advances, factor rates, lines of credit, SBA loans, and qualifying for business funding.
Merchant Cash Advance vs. Business Loan: Which Is Right for You?
How a merchant cash advance and a business term loan differ in cost, repayment, speed, and qualification — and how to choose.
What Is a Factor Rate? How to Calculate the True Cost of an MCA
A plain-English explanation of factor rates, how to calculate total payback, and how factor rates compare with interest rates.
How to Get Business Funding with Bad Credit
Funding options for business owners with low personal credit scores, what lenders look at instead, and how to improve your odds.
What Documents Do You Need to Apply for Business Funding?
A checklist of the documents needed for merchant cash advances, term loans, lines of credit, and SBA loans.
How Does a Business Line of Credit Work?
How business lines of credit work, what they cost, how to qualify, and when to use one instead of a lump-sum product.
How Much Business Funding Can I Qualify For?
How lenders size business funding offers based on revenue, existing debt, and time in business, with worked examples.
SBA Loans vs. Alternative Business Funding
Comparing SBA loans with alternative funding on cost, speed, requirements, and paperwork to help you pick the right path.
Smart Ways to Use Working Capital to Grow Your Business
Practical, return-focused uses of working capital funding — and the uses to avoid.