Privacy Policy for iFundyou LLC

Effective Date: November 1, 2024

iFundyou LLC (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy outlines the types of personal information we collect from users of our website (the “Site”) and how we use, share, and protect that information. This policy also applies to your interactions with us through SMS, phone calls, and other communication methods facilitated by our use of Twilio’s A2P services.

1. Information We Collect

We may collect the following types of personal information when you visit our Site, use our services, or interact with us through SMS and phone calls:

• Personal Identification Information: When you register for an account, apply for funding, or contact us, we may collect your name, email address, phone number, postal address, business information, and other relevant details.
• Payment Information: We may collect payment information, such as credit card details, when processing transactions related to funding services.
• Usage Data: We may collect non-personal information about how you interact with our Site, including IP addresses, browser types, pages visited, and referring URLs, through cookies and other tracking technologies.
• SMS and Calling Consent Information: When you provide us with your phone number, you give us consent to contact you via SMS or phone calls. You may opt out of such communications at any time as described below.

2. How We Use Your Information

We may use the information we collect to:

• Process funding applications and provide related services.
• Communicate with you regarding your account, funding status, or customer support via phone, email, or SMS.
• Send SMS alerts or notifications about the status of your funding application, reminders, or updates.
• Send marketing or promotional messages (via SMS or email) if you have opted in to receive them.
• Improve our services and website functionality.
• Comply with legal obligations, such as customer identity verification, and resolve disputes.

3. SMS and Calling Communications

By providing us with your phone number, you consent to receive SMS messages and phone calls from us, including:

• Transaction-related alerts (e.g., status updates, confirmations, and reminders).
• Customer service communications related to your account or funding application.
• Promotional messages, if you have opted in to receive such communications.

4. Opting Out of SMS or Phone Calls

You may opt out of receiving SMS or phone calls from us at any time. To stop receiving SMS messages, you can reply with “STOP” to any message we send you. For phone calls, you may contact us directly to request removal from our calling list. We will process your request in a timely manner.

5. Sharing Your Information

We will not share your personal information with third parties, except in the following situations:

• Service Providers: We may share your information with third-party service providers (including Twilio for SMS and calling services) who assist us with business operations, such as payment processors or data storage providers, but only to the extent necessary for them to perform their functions.
• Legal Requirements: We may disclose your information if required by law, such as in response to a subpoena, court order, or government request.
• Business Transfers: In the event of a merger, acquisition, or sale of all or part of our business, your information may be transferred as part of that transaction.

6. Cookies and Tracking Technologies

Our Site uses cookies and other tracking technologies to enhance user experience, analyze site usage, and for advertising purposes. You can adjust your browser settings to disable cookies, but this may affect your ability to use certain features of the Site.

7. Data Security

We take reasonable precautions to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, so we cannot guarantee absolute security.

8. Your Rights and Choices

• Access and Update: You may access and update your personal information by logging into your account or contacting us directly.
• Opt-Out: If you no longer wish to receive marketing communications from us, you may opt-out by following the unsubscribe instructions included in our emails or by contacting us.
• Data Deletion: You can request the deletion of your personal data by contacting us, subject to any legal or contractual obligations that may require us to retain certain data.

9. Third-Party Links

Our Site may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third-party sites. We encourage you to review the privacy policies of those sites before providing any personal information.

10. Children’s Privacy

Our Site is not intended for children under the age of 13. We do not knowingly collect personal information from children. If we learn that we have inadvertently collected information from a child under 13, we will delete it as soon as possible.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page and update the “Effective Date” at the top of the policy.

12. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal information, including your interactions through SMS or phone calls, please contact us at:

iFundyou LLC
500 S Andrews Ave
Fort Lauderdale, FL 33301
Email: info@ifundyou.com